Equal Credit Opportunity Act

Equal Credit Opportunity Act
док.
сокр. ECOA банк., амер. закон "О равноправии при получении кредитов" ["О равных возможностях получения кредитов", "О равных возможностях при кредитовании"\] (федеральный закон США, который требует, чтобы кредиторы обеспечивали равный доступ к кредиту для всех заемщиков и не допускали дискриминации заемщиков по таким признакам, как раса, цвет кожи, религия, национальное происхождение, пол, возраст, семейное положение, получаемый доход от программ социальной помощи; принят в 1974 г.)
See:

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Закон о равном доступе к кредиту (США): федеральный закон, запрещающий дискриминацию при получении кредита на основании расы, пола, религии или таких фактов, как получение алиментов и помощи от государства (принят в 1974 г.); надзор за исполнением осуществляет Федеральная комиссия по торговле (Federal Trade Commission); см. Regulation B.
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закон о равных кредитных возможностях
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закон о равном доступе к кредиту
. . Словарь экономических терминов .

Англо-русский экономический словарь.

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Смотреть что такое "Equal Credit Opportunity Act" в других словарях:

  • Equal Credit Opportunity Act — ( ECOA Pronounced ee) A Federal statute that makes it illegal for creditors to discriminate in any aspect of a credit transaction on the basis of sex, marital status, age, race, national origin, color, religion, receipt of public assistance, or… …   Financial and business terms

  • Equal Credit Opportunity Act — (ECOA) USA A federal statute that prohibits creditors from discriminating in any aspect of a credit transaction on the basis of an applicant s race, color, religion, national origin, sex, marital status or age (if the applicant is legally capable …   Law dictionary

  • Equal Credit Opportunity Act — The Equal Credit Opportunity Act (ECOA) is a United States law (codified at usc|15|1691 et seq.), enacted in 1974, that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction,… …   Wikipedia

  • Equal Credit Opportunity Act — Federal Act prohibiting a creditor from discriminating against any applicant on the basis of race, color, religion, national origin, age, sex or marital status with respect to any aspect of a credit transaction. 15 U.S.C.A. No. 1691 et seq …   Black's law dictionary

  • Equal Credit Opportunity Act — Federal Act prohibiting a creditor from discriminating against any applicant on the basis of race, color, religion, national origin, age, sex or marital status with respect to any aspect of a credit transaction. 15 U.S.C.A. No. 1691 et seq …   Black's law dictionary

  • Equal Credit Opportunity Act - ECOA — A regulation created by the U.S. government that aims to give all legal individuals an equal opportunity to apply for loans from financial institutions and other loan granting organizations. Individuals cannot be discriminated upon via factors… …   Investment dictionary

  • Credit CARD Act of 2009 — CARD redirects here. For other uses, see CARD (disambiguation). Credit Card Accountability Responsibility and Disclosure Act of 2009 Full title An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the… …   Wikipedia

  • Credit Denial — The rejection of a credit application by the prospective lender. Usually credit denial comes as a result of the borrower s perceived inability to pay back the loan. This is often due to previous blemishes on the borrower s credit history, but it… …   Investment dictionary

  • Credit unions in the United States — Banking in the United States Monetary policy The Federal Reserve System Regulation Lending Credit card Deposit accounts Savings account Checking account Money market account Certificate of deposit …   Wikipedia

  • Community Reinvestment Act — The Community Reinvestment Act (CRA, Pub.L. 95 128, title VIII of the Housing and Community Development Act of 1977, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial… …   Wikipedia

  • consumer credit — Short term loans to individuals for purchase of consumer goods and services See also Consumer Credit Code Consumer Credit Protection Act consumer credit sale consumer credit transaction credit card Equal Credit Opportunity Act …   Black's law dictionary


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